Budget Management - Easy Techniques to Keep Your Finances and Budget Under Control

Publisher Marketing: Table of Contents Proper Budget Management Introduction Thinking up a Budget The 10% Bank Account Making an Household Account Proper Marketing Buying for a Large Family Recognizing Your Money Problems Conclusion Author Bio Publisher Introduction There was a time when managing finances for the family was considered to be a part of every future homemakers' training. A girl had to learn to become up proper and capable household manager and utilize all the finances available to her in a sensible and adept manner. The world economy in itself means the careful use of available materials, including money. A large majority of women have charge of the spending of most of the money gained by the wage earners of the family. So if the woman is extravagant and has no economic sense, the family is soon going to find itself facing a number of bills on the 1st of every month, adding to the stack of unpaid bills from the previous month. Let us take an example - what is going to benefit the family more, an increase of hundred dollars in your annual income, or the saving of the same amount by wise management? You may think a penny saved is a penny earned as one of the old-time cliches, but our ancestors went through hard economic and financial times. They knew how to stretch a dollar so far that it squeaked. The Great Depression of the 1930s is now the Great Depression of the 2020s, and the financial and economic problems, which took place then are still very much around. So a little bit of sensible management, proper judgment and some self-discipline is going to help you in managing expenditure properly so that you never have spent nights wondering where you are going to get enough of money to pay pending and long-overdue bills. Budget management is not a modern concept. It started in the 1880s under the label of home economics in the USA when it was taught to girls at school who were the future homemakers. Cornell University is the only universe to the USA, which had a full-fledged curriculum based on home economics. Contributor Bio:  Davidson, John John Davidson was born in Barrhead in Renfrewshire in 1857. He spent his childhood years in Greenock, and after working as a pupil-teacher and briefly attending Edinburgh University, taught in schools in Glasgow and Perth. In 1989 he moved to London where he made his living as a journalist and critic. Several dramas had been published while he was still in Scotland, but in the 1890s he turned to poetry, and published several collections which were very popular: In a Music-Hall (1891) and Ballads and Songs (1894) amongst them. These were poems which chronicled urban working class life, and his sense of outrage at the poverty of the ordinary man, as expressed by the much-anthologized 'Thirty Bob a Week'. At the beginning of the new century he moved away from the lyric and began writing in blank verse which incorporated much scientific language; this series of Testaments were not as successful as his earlier ballad style, though Hugh MacDiarmid was to pay tribute to Davidson's attempts to combine poetry with scientific ideas. Despite the early popularity of the poetry, financial difficulties constantly plagued Davidson; he had had no choice but to continue with the journalism he disliked in order to support his family and other dependents. Sadly the money worries, combined with ill-health and depression, drove him to committing suicide in 1909.